Working While on Benefits

Working While on Benefits: Choices Navigator

Assisting Social Security Beneficiaries to go to work without fear of losing benefits.

Work Incentives for Individuals who Qualify for Social Security Disability Benefits (SSDI) or Supplemental Security Income (SSI) from the Social Security Administration.

CHOICES NAVIGATOR is a program funded by Social Security and administered in the western half of Kentucky by the Center for Accessible Living in Louisville.

The Center will make available a Community Work Incentive Coordinator, a knowledgeable advocate, who will help you understand complex work incentive program requirements.

This program helps SSI and SSDI disability beneficiaries, ages 14 through full retirement age, to understand their work options so that they may make more informed choices about going to work.  The program provides information about federal, state and local work incentive and related programs.

As a part of this program, you will receive information about the availability of Protection and Advocacy services that are available without charge.


  • Do you receive SSI or SSDI?
  • Are you working, about to start work, or actively looking for work?
  • Are you unsure of how working will affect your benefits?
  • Confused about all the rules and regulations?
  • Afraid of telling Social Security that you want to work?


Work Incentives Coordinators from across the state of Kentucky are available to assist SSI and SSDI  disability beneficiaries, and the family members and professionals assisting in their return to work effort with:

  • Information about Medical  Benefits, Social Security, Transitional Assistance, Public Housing, Workers Compensation, Resources for Training or Education Related to Employment
  • Personalized benefits planning and work incentives planning.
  • Information about how working will affect benefits
  • Ongoing assistance on issues concerning benefits


Do you have questions about Ticket to Work or are ready to get started? The Ticket to Work Help Line is staffed with knowledgeable and friendly people who can answer your questions about the program, get you enrolled and  connect you with free employment services. Experts are available Monday – Friday, 8 AM – 8 PM EST.  Call toll free: 1-866-968-7842 (Voice) or 1-866-833-2967 (TTY).

If you wish, you may contact us by mail at:
Center for Accessible Living
501 S 2nd Street, Ste 200
Louisville, KY 40202

Serving the following Western Kentucky counties, including: Allen, Adair, Anderson, Ballard, Barren, Boyle, Breckinridge, Bullitt, Butler, Caldwell, Calloway, Carlisle, Carroll, Casey, Christian, Clinton, Crittenden, Cumberland, Daviess, Edmonson, Franklin, Fulton, Gallatin, Graves, Grayson, Green, Hancock, Hardin, Hart, Henderson, Henry, Hickman, Hopkins, Jefferson, Jessamine, Larue, Livingston, Logan, Lyon, Marion, Marshall, McCracken, McLean, Meade, Mercer, Metcalfe, Monroe, Muhlenberg, Nelson, Ohio, Oldham, Owen, Russell, Shelby, Simpson, Spencer, Taylor, Todd, Trigg, Trimble, Union, Warren, Washington, Wayne, Webster, and Woodford.

The Center for Accessible Living does not discriminate on the basis of Age, Race, Gender, Color, race or ethnicity, National origin, Creed or Religion, Sexual orientation or gender identity and expression, Disability, or type of disability, and provides on request all materials and information in alternative formats. 


This document is funded through a Social Security cooperative agreement.  Although Social Security reviewed this document for accuracy, it does not constitute an official Social Security communication. Award # 5 WIP15050424-03-00.

For more information on the Social Security Administration visit their website at For more information on Ticket to Work, visit

This website produced and published at U.S. taxpayer expense.

Comments are closed